term life insurance
A term life insurance is always worthwhile, if a family is there, which must be protected in the event of your death. In this form of life insurance is not an investment, because only with insurance is the risk of death.
ie: the insured person dies during the contract period does not exist, then it also no output and the contributions paid are gone. But who vorsorgt otherwise for the age for which a term life insurance is quite good idea not least because the contributions, in contrast to other life insurance are very low.
But be careful!
Not all term life insurance are the same, again, it should be compared first reviews and services. But to return an unemployed wife and three children destitute, that's impossible! The whole family should be protected and that is wonderful with a term life insurance with a sum insured, for example, € 150,000. Thus, the family all debts and pay only once to live well.
well with such a risk - is life insurance for example, a disability insurance . Even with disability, the family can maintain their standard of living. In such cases, the contributions are somewhat higher.
But the family is the highest good, it is supplied. And a life insurance is one of them!
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